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Every calculator and letter template on the site, grouped by topic. Each page explains who it is for, the rule it applies with a link to the official text, a worked example and the common mistakes.

Renting and housing (20) · Work and pay (20) · Consumer rights (10)

Renting and housing

• Security Deposit Return Deadline CalculatorCalculate the exact statutory date your landlord must return your deposit and itemized deductions—and check if you are owed 2x–3x bad-faith penalties.
• Normal Wear and Tear vs. Tenant Damage Legal CheckerAudit every deduction on your landlord's move-out bill against statutory housing standards to separate illegal ordinary wear charges from chargeable damage.
• Security Deposit Bad-Faith Statutory Penalty Calculator (2x–3x Damages)Calculate your total Small Claims Court recovery including unreturned principal, statutory bad-faith multipliers (2x or 3x), and pre-judgment interest.
• Rental Carpet, Paint & Appliance Depreciation CalculatorCalculate the exact pro-rated remaining useful life of rental carpets, interior paint, blinds, and appliances so your landlord cannot charge full new replacement cost.
• Security Deposit Return Demand Letter GeneratorGenerate a formal, statute-cited pre-lawsuit Demand Letter to recover your wrongfully withheld rental deposit before filing in Small Claims Court.
• Landlord Itemized Deduction & $125 Receipt Rule ValidatorVerify whether your landlord's move-out deduction statement complies with statutory documentation, invoice, and hourly labor disclosure laws.
• Pre-Move-Out Initial Inspection Rights & Evidence AuditorVerify your statutory right to a walkthrough inspection before moving out—and check if your landlord forfeited deductions by failing to notify you.
• Implied Warranty of Habitability & Rent Abatement EvaluatorAssess whether severe housing defects (no heat, plumbing leaks, mold, pest infestation, broken locks) violate statutory habitability laws and entitle you to rent reduction.
• Tenant 'Repair and Deduct' Statutory Limit & Eligibility CalculatorCalculate the maximum amount you can legally spend to fix urgent habitability defects yourself and deduct directly from next month's rent.
• Rent Increase Cap & Notice Period Legality Calculator (AB 1482 & Local Caps)Check whether your landlord's proposed rent hike exceeds statutory rent-cap limits (e.g., California AB 1482 5% + CPI or max 10%) and verify required advance notice.
• Late Rent Fee Cap & Statutory Grace Period CheckerCheck whether your landlord's late fee violates state percentage caps, mandatory grace periods, or prohibitions on punitive liquidated damages.
• Landlord Illegal Entry & 24-Hour Notice Violation Warning GeneratorCheck whether your landlord's unannounced entry violated statutory privacy laws and generate a formal Cease Unlawful Entry & Quiet Enjoyment Notice.
• Penalty-Free Early Lease Termination Rights CheckerDetermine whether you qualify to break your residential lease early with ZERO penalty under statutory protections (habitability, military SCRA, domestic safety, illegal unit).
• Early Lease Break & Landlord 'Duty to Mitigate' Cost CalculatorCalculate your true maximum liability when breaking a lease early—accounting for the landlord's statutory duty to re-rent the unit and prohibiting double-dipping.
• Eviction Notice (3-Day / 30-Day / 60-Day) Legal Validity & Defect CheckerScan an eviction or 'Pay or Quit' notice for fatal procedural defects that require a court to dismiss an Unlawful Detainer lawsuit.
• Prorated Rent Calculator (30-Day Banker's Rule vs. Actual Calendar Month)Calculate your exact partial-month rent when moving in or moving out mid-month—comparing the statutory 30-day uniform method against actual calendar days.
• Roommate Deposit Split & Sublease Indemnification Agreement GeneratorGenerate a binding Roommate & Subtenant Agreement covering rent shares, security deposit allocation, utility splits, and hold-harmless protection.
• UK Tenancy Deposit Protection (TDS) 1x–3x Compensation CalculatorCalculate your mandatory 1x to 3x statutory compensation claim if your England, Wales, or Scotland landlord failed to protect your deposit or serve Prescribed Information within 30 days.
• Hong Kong Tenancy Stamp Duty (打厘印) & Break Clause Notice CalculatorCalculate exact Hong Kong IRD Tenancy Stamp Duty rates (0.25% / 0.5% / 1%) and verify Fixed Term ('死約') vs. Flexible Term ('生約') early termination dates.
• Small Claims Security Deposit Lawsuit ROI & Evidence Readiness CalculatorCalculate your net recovery after court filing fees, service of process costs, and bad-faith multipliers—plus generate your hearing exhibit checklist.

Work and pay

• Final Paycheck Waiting Time Penalty Calculator (Up to 30 Days' Daily Wage)Calculate your statutory daily waiting time penalty when an employer fails to issue your final paycheck on time after termination or resignation.
• Unpaid Overtime & Double-Time Liquidated Damages Calculator (FLSA & State)Calculate unpaid 1.5x overtime, 2.0x California daily double-time, plus mandatory 100% FLSA liquidated damages (double recovery).
• Salaried Exempt vs. Non-Exempt Overtime Misclassification CheckerJust because you are paid a fixed salary or given a 'Manager' title does NOT make you exempt from overtime. Test both the Salary Basis and Duties Tests.
• Missed Meal & Rest Break Premium Pay Calculator (1 Hour Extra Pay per Day)Calculate your statutory premium wages (up to 2 extra hours of pay per workday) for missed, late, interrupted, or short lunch and rest breaks.
• Unused PTO & Vacation Pay Cash-Out Calculator at TerminationCalculate your mandatory final vacation payout and check whether your employer's 'Use-It-Or-Lose-It' forfeiture policy is illegal in your state.
• 1099 Independent Contractor vs. W-2 Employee Misclassification Checker (ABC Test)Test whether your employer illegally misclassified you as a 1099 Independent Contractor—and calculate unpaid overtime, 7.65% FICA tax reimbursement, and expense recovery.
• Severance Package Fairness & Negotiation Leverage CalculatorBenchmark your layoff severance offer against industry formulas (1–4 weeks per year of service), COBRA health coverage value, and legal claim release leverage.
• WARN Act Mass Layoff 60-Day Back-Pay Calculator (Federal & Cal-WARN)Check whether your mass layoff violated the 60-day advance written notice requirement under the federal WARN Act or California/NY mini-WARN laws.
• Non-Compete Clause Void & Unenforceability Checker (State-by-State)Check if the non-compete agreement in your employment contract is 100% void and illegal under state bans (CA, MN, OK, ND) or low-wage salary thresholds.
• Unpaid Wages, Commissions & Expense Reimbursement Demand Letter GeneratorGenerate a formal statutory Wage Demand Letter citing FLSA and state labor penalties (2x/3x liquidated damages + daily waiting time penalties).
• Workplace Retaliation & Wrongful Termination Prima Facie Case CheckerEvaluate the strength of your whistleblower or workplace retaliation claim using the 3-element legal standard: Protected Activity, Adverse Action, and Causal Temporal Proximity.
• FMLA & State Medical/Parental Leave Eligibility & Return Date CalculatorVerify your 12-week job-protected leave eligibility (1,250 hours & 12 months service) and calculate your exact protected return-to-work date.
• Sales Commission Withholding & Post-Termination Clawback Legality CheckerAudit your written Commission Plan against state wage laws to determine if your employer illegally forfeited earned commissions or unlawfully deducted 'draw' clawbacks.
• Job Offer Revoked After Background Check? FCRA & 'Ban the Box' Violation CheckerCheck whether an employer violated the mandatory 2-step Fair Credit Reporting Act (FCRA) pre-adverse action notice rules—carrying $100–$1,000 statutory damages plus punitive damages.
• UK Statutory Redundancy Pay & Notice Period CalculatorCalculate your exact tax-free UK Statutory Redundancy Pay (up to £30,000 tax-free) and statutory notice pay under the Employment Rights Act 1996.
• Hong Kong Severance Payment & Long Service Payment Calculator (Post-MPF Abolition)Calculate your statutory Severance Payment (遣散費) or Long Service Payment (長期服務金) under Hong Kong Cap. 57 using the 2/3 × HK$22,500 cap formula.
• Germany (§ 622 BGB) & France Statutory Termination Notice & Severance CalculatorCalculate mandatory European statutory notice periods based on seniority and standard German Abfindung (0.5 month/year) or French Indemnité de licenciement.
• Freelancer Unpaid Invoice Statutory Late Interest & Double Damages CalculatorCalculate statutory late interest and double-damages penalties under freelance protection laws (NYC/NY 'Freelance Isn't Free' Act, California SB 988, UK Late Payment Act).
• Employee Side-Project & Invention Assignment (Labor Code § 2870) Ownership CheckerDetermine whether your personal startup, app, or side project belongs 100% to you under state 'Moonlighting IP Carve-Out' laws—or if your employer can claim ownership.
• EEOC, NLRB & State Labor Board Statute of Limitations CalculatorCalculate your strict administrative filing deadline (180 days, 300 days, 1 year, or 3 years) before your workplace discrimination, retaliation, or wage claim expires.

Consumer rights

• Store Return & Refund Policy Legal Rights Checker (US, UK & EU)Check whether a seller's 'No Refunds / Final Sale' refusal is illegal under conspicuous disclosure statutes, defective goods warranties, or 14-day cooling-off laws.
• Credit Card Chargeback Win-Probability & Reason Code Evaluator (FCBA)Evaluate your federal Fair Credit Billing Act (FCBA) dispute rights and match your claim to official Visa/Mastercard/Amex Chargeback Reason Codes.
• Unlawful Auto-Renewal Subscription Refund Demand Generator (ARL & ROSCA)Generate a statutory refund demand when a SaaS app, streaming service, or membership auto-renewed you without mandatory reminder notices or 1-click cancellation.
• Vehicle Lemon Law Buyback & Replacement Qualification CalculatorCheck if your new or warrantied vehicle meets the statutory repair-attempt or 30-days-in-the-shop presumption for a full manufacturer repurchase or replacement.
• Used Car 'As-Is' Sale Exceptions & Dealer Fraud CheckerEven if a dealer stamped 'AS-IS' on your contract, multiple federal and state laws void 'As-Is' disclaimers. Check if you can force a cancellation and refund.
• Flight Delay & Cancellation Compensation Calculator (EU261, UK261 & US DOT)Calculate your mandatory cash compensation (€250 / €400 / €600 or £520 per passenger) plus automatic US DOT cash refund entitlements.
• Airline Lost, Delayed & Damaged Baggage Compensation CalculatorCalculate your maximum statutory airline baggage reimbursement under the US DOT ($4,700 limit) and the Montreal Convention (1,519 SDR / ~$2,000 international limit).
• Gym & Health Club Statutory Cancellation Notice GeneratorForce immediate cancellation of a gym or fitness studio contract using state Health Studio Services Act protections (relocation, injury, 5-day cooling-off, or online click-to-cancel).
• Home Improvement Contractor Deposit Cap & Unlicensed Work Audit ToolAudit your contractor's contract against strict state Home Improvement laws (10% / $1,000 down-payment cap, unlicensed contractor disgorgement, and 3-day rescission).
• Medical Bill 'No Surprises Act' & Good Faith Estimate Dispute CheckerCheck if a surprise out-of-network emergency bill, anesthesiologist charge, or bill exceeding your Good Faith Estimate by $400+ is illegal under federal law.

Looking for background reading? See the guides.